Coverage work, organized.
Review policy language, compare coverage positions, and draft notes from the file with every output tied back to source material.
Write reservation letters in Word.
Draft denial and reservation-of-rights letters where you already work, right inside the document.
Drop in the exact policy wording, past determinations, and firm precedent without leaving the page. Each suggestion carries its citation, so the reviewer checks it fast.
The tool fetches and drafts. Your lawyer decides.
- Grounded drafting - letters tied to the real policy and your precedent.
- Inline citations - every point links to the clause behind it.
- Your voice - one house style across the claims team.
Many policies, one grid.
Line up dozens of policies, endorsements, and claim files, then question them all at once.
Ask about exclusions, sub-limits, notice, or governing law. Each policy gets a column, with the source text one click away. A week of extraction becomes a grid you sort and filter.
- Ask once - one question, an answer per policy.
- Traceable cells - click a cell to reach its clause.
- Export ready - turn the grid into a coverage summary.
Your playbook, on every file.
Build your triage, checklist, and review steps into apps with Owlious. No code, no tech team.
Run the same process on every new claim: read the loss notice, match it to the policy, flag exclusions, draft a first coverage memo. The lawyer sharpens it from there.
- No code - describe the steps in plain language.
- Repeatable - claim one and claim one hundred, handled alike.
- Owned by you - change the logic when the book changes.
Coverage law, with sources.
Answers to coverage and liability questions, backed by citations you can open.
Ask how a jurisdiction treats a late-notice defense or a given exclusion. You get the reasoning plus the cases and statutes behind it. The lawyer weighs it and decides.
- Cited answers - every point opens to a real source.
- Jurisdiction-aware - the law that governs this claim.
- Judgment stays yours - the tool frames it, you set the position.
What runs the desk.
Where your coverage lawyers draft, review, and research - all in one place.
Explore Goodman OS ->Questions from insurance teams.
What coverage lawyers check before bringing Goodman OS onto the book.
Something we missed? Talk to us ->
Does it handle the claims for us?
Can it take a large book of policies?
How do we trust the answers?
Can we build our own workflows?
Is our data private?
How do we start?
Built for coverage work.
Watch Goodman OS run on your own policies and precedent.
Built for lawyers / Private by default / Cited to source